Mortgage Relief for Homeowners Impacted by COVID-19

Louisiana REALTORS • January 16, 2022

The Louisiana Homeowner Assistance Fund, a federally funded relief program

Governor John Bel Edwards announced the launch of the Louisiana Homeowner Assistance Fund, a federally funded program for homeowners financially impacted by COVID-19 who are behind on their mortgages and at risk of foreclosure. The program, which can provide up to $25,000 per eligible homeowner, is funded through the U.S. Treasury Department and being administered by the Louisiana Office of Community Development.


“We know that many Louisiana homeowners are struggling financially from the pandemic and, in many cases, have fallen behind on their mortgages and are facing foreclosure,” Gov. Edwards said. “This program provides an avenue for resources and assistance that has not been available before, and this is an important step to help ensure that low- and moderate-income homeowners and their families are able to stay in their homes. I encourage everyone who may be eligible to apply.”


Eligible homeowners:

  • Must own and occupy a home in Louisiana as their primary residence
  • Must meet income qualifications
  • Must have experienced a financial hardship associated with the COVID-19 pandemic


In most instances, funds will be provided directly to the mortgage servicer.  Up to $25,000 in assistance can be used to cover loan balances and escrowed/associated fees.


For more information visit: https://haf.lacovidhousing.com/

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By Louisiana REALTORS® • October 9, 2026
Want Your Teen to Own a Home Someday? Start Talking Money Now Teens may not be thinking about mortgage rates or down payments just yet, but the money habits they’re building now can follow them for years. And 88% of teens surveyed by Fannie Mae and Junior Achievement said they want to own a home someday. This week’s Consumer Guide: Talk to Your Teens About Money and Homeownership makes those conversations a little easier, covering everything from credit scores and budgeting to debt, renting versus owning and saving for that eventual down payment. So yes, you may have to interrupt the doomscrolling. But helping teens get smarter about money today could put them in a much better position to get the keys to a home of their own down the road. Download all of NAR’s Consumer Guides in English or Spanish at facts.realtor. For ease of reference, below is a list of the most recent guides: NEW: Teen Financial Literacy Fraud Red Flags Helping Family Members Become Homeowners Prepare Your Home for Hurricane Season Condominium Insurance Thank you for your continued engagement with the “Consumer Guide” series and for sharing the resources with prospective clients to ensure they have the information they need to find success in their home buying or selling journey. Remember that these guides are for informational purposes only and are not meant to enact or change any existing NAR policy. The next Consumer Guide, scheduled for publication on Oct. 21, will cover winter cold and storm preparedness.

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