Mortgage Relief for Homeowners Impacted by COVID-19

Louisiana REALTORS • January 16, 2022

The Louisiana Homeowner Assistance Fund, a federally funded relief program

Governor John Bel Edwards announced the launch of the Louisiana Homeowner Assistance Fund, a federally funded program for homeowners financially impacted by COVID-19 who are behind on their mortgages and at risk of foreclosure. The program, which can provide up to $25,000 per eligible homeowner, is funded through the U.S. Treasury Department and being administered by the Louisiana Office of Community Development.


“We know that many Louisiana homeowners are struggling financially from the pandemic and, in many cases, have fallen behind on their mortgages and are facing foreclosure,” Gov. Edwards said. “This program provides an avenue for resources and assistance that has not been available before, and this is an important step to help ensure that low- and moderate-income homeowners and their families are able to stay in their homes. I encourage everyone who may be eligible to apply.”


Eligible homeowners:

  • Must own and occupy a home in Louisiana as their primary residence
  • Must meet income qualifications
  • Must have experienced a financial hardship associated with the COVID-19 pandemic


In most instances, funds will be provided directly to the mortgage servicer.  Up to $25,000 in assistance can be used to cover loan balances and escrowed/associated fees.


For more information visit: https://haf.lacovidhousing.com/

Consumer Guide Update: State and Local Tax (SALT) Deductions

By Louisiana REALTORS® • July 28, 2025
NAR is pleased to share the latest consumer guide focused on state and local tax (SALT) deductions . This guide explains federal tax law changes that temporarily quadruple the amount of state and local taxes (SALT) that taxpayers can deduct and will make homeownership more accessible and affordable, especially for people in higher-tax states. As a reminder, all guides in this series are available for download—in both English and Spanish—on facts.realtor . Please allow a few days for the Spanish version of the latest resource to be translated and uploaded. For ease of reference, below is a list of the most recent guides: Assistance Programs Real Estate Auctions Working with a Real Estate Attorney Making Your Home More Energy Efficient Buying a Historic Property Thank you for your continued engagement with the “Consumer Guide” series and for sharing the resources with prospective clients to ensure they have the information they need to find success in their homebuying or selling journey. Remember that these guides are for informational purposes only and are not meant to enact or change any existing NAR policy. Be on the lookout for next week’s guide on August 6, which will cover packing tips and tricks.

Now Accepting: 2026 At-Large Board of Directors Applications

By Louisiana REALTORS® • July 25, 2025
The Louisiana REALTORS® Board of Directors will elect six (6) LR At-Large Directors at its October 8th meeting. Qualifications and an application for the position can be found below.
Realtor helping home-buyers

A Breakdown of Top Client Questions REALTORS® Hear — And How to Respond

By Louisiana REALTORS® • July 16, 2025
From flood zones to hurricane season, Louisiana clients have big questions. Learn how REALTORS® can confidently respond with local insights that build trust and close deals.
Show More