Fall 2026 Updates: Healthcare Member Benefit Program

Louisiana REALTORS® • September 11, 2026

Program Partners

It's that time of year where many look at their current medical plan and prepare for any changes or premium increases. 


Louisiana REALTORS® members have access to a Healthcare Member Benefits Program that utilizes a national PPO network and is available in all 50 states plus the District of Columbia and Puerto Rico. We are offering this Member Benefit Program through our partnership with the Association of United Members. 

 

As a member of Louisiana REALTORS® you have the opportunity to participate in the Member Benefits Program by becoming an a Core Financial Member of Local 426, which provides access to among other items healthcare related benefits that include medical benefits as well as prescription benefits, life insurance, accident, and various educational programs.


CapCare now offers a few changes for 2026. 

  • 10 plans to choose from including a Health Savings Account Qualified Plan
  • Expanded medical expense coverage to increase coverage past personal automobile insurance (included in the premium)
  • Supplemental Accidental Death and Dismemberment Benefit/AD&D of $150,000 for the Member and Spouse and $37,500 per Child (included in the premium)

 


Members can enroll the FIRST DAY of ANY MONTH with open enrollment

needing to be completed no later than 30 days in advance.


Note: To participate in the member benefit program, you must become a member of Amalgamated Local Union 426. You will not be contacted via phone or text for this benefit.


Highlights of Benefits to Core Financial Members

  • ACA compliant health benefits available (includes all 10 “essential benefits” in ACA guidelines) 
  • Large group rates 
  • No age rating – 4 tier rates (nationwide)
  • In-Network coverage in all 50 states, plus DC & Puerto Rico 
  • Coverage cannot be denied (no pre-existing limitations) 
  • Concierge access and support 
  • Deductible options range from $0 to $6,000. 
  • 50% to 100% coinsurance options 
  • 100% preventive benefit coverage available.
  • Doctor, Specialist and Urgent Care copays 


Voluntary Supplemental Benefits

  • Empire Accident Plan 
  • Empire Specified Disease Plan 
  • Empire Hospital Indemnity Plan 
  • Anthem Voluntary Life Plan 


The Program now includes an Automobile Accident Medical Expense Reimbursement Policy & Accidental Death and Dismemberment Benefit




Get More Information Get a Quote


For additional information, and to take advantage of this new opportunity,

please contact a dedicated Program Member Benefit Representative:

Email: capcareenrollment@concordmgt.com 

Phone: 833-287-4765

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