Louisiana REALTORS® Welcomes President Trump’s Action to Reduce Homeownership Costs

Louisiana REALTORS® • October 23, 2026

Association emphasizes lower monthly expenses, more housing options and practical relief for Louisiana families.

Louisiana REALTORS® welcomes President Donald Trump’s October 22 executive order directing federal agencies to pursue lower mortgage-related costs and encourage more efficient home construction. The association views the action as an opportunity to address financial barriers facing homebuyers and homeowners across Louisiana.


“For Louisiana families, housing affordability comes down to what it costs to buy a home and what it takes to keep it,” said Luke Bullock, Director of Governmental Affairs for Louisiana REALTORS®. “We welcome President Trump’s focus on reducing unnecessary costs and expanding housing opportunities. Every dollar saved on avoidable expenses gives families more room in their budgets and brings homeownership within reach for more people.”


The executive order outlines several initiatives:

  • Mortgage insurance relief: Subject to FHFA determinations, establish a pilot for eligible new Fannie Mae and Freddie Mac mortgages to proactively cancel mortgage insurance when borrowers meet equity and other requirements.
  • Lower refinancing costs: Expand alternatives to lenders' title insurance for eligible refinances, subject to legal and financial safeguards, with savings passed to borrowers.
  • More efficient construction: Establish a federal taskforce to recommend ways to reduce duplicative requirements and advance manufactured and other factory-built housing.
  • Direct loan assistance: Direct USDA and VA to reduce rates on single-family loans made directly by those departments, within legal and funding limits.


Louisiana REALTORS® emphasized that implementation and eligibility rules will determine who benefits. The order does not immediately reduce every homeowner’s payment or eliminate mortgage insurance on existing loans.


“Federal action is an important part of the solution, and Louisiana must continue doing its part,” Bullock said. “That means tackling insurance costs, removing unnecessary permitting delays, protecting private property rights and making it financially practical to build more homes. Our goal is straightforward: help more Louisiana families buy a home, keep their home and build a future here.”



Louisiana REALTORS® will review federal implementation guidance and work with the National Association of REALTORS®, Louisiana’s congressional delegation and state leaders to advance practical housing solutions. The association will provide updates as program details become available.

Consumer Guide Update: Teen Financial Literacy

By Louisiana REALTORS® • October 9, 2026
Want Your Teen to Own a Home Someday? Start Talking Money Now Teens may not be thinking about mortgage rates or down payments just yet, but the money habits they’re building now can follow them for years. And 88% of teens surveyed by Fannie Mae and Junior Achievement said they want to own a home someday. This week’s Consumer Guide: Talk to Your Teens About Money and Homeownership makes those conversations a little easier, covering everything from credit scores and budgeting to debt, renting versus owning and saving for that eventual down payment. So yes, you may have to interrupt the doomscrolling. But helping teens get smarter about money today could put them in a much better position to get the keys to a home of their own down the road. Download all of NAR’s Consumer Guides in English or Spanish at facts.realtor. For ease of reference, below is a list of the most recent guides: NEW: Teen Financial Literacy Fraud Red Flags Helping Family Members Become Homeowners Prepare Your Home for Hurricane Season Condominium Insurance Thank you for your continued engagement with the “Consumer Guide” series and for sharing the resources with prospective clients to ensure they have the information they need to find success in their home buying or selling journey. Remember that these guides are for informational purposes only and are not meant to enact or change any existing NAR policy. The next Consumer Guide, scheduled for publication on Oct. 21, will cover winter cold and storm preparedness.

Constitutional Amendment Positions for November 3, 2026 Election

By Louisiana REALTORS® • October 9, 2026
Homeownership Is on Louisiana's November Ballot

Cookbook for the REALTORS® Relief Foundation On Sale Now!

By Louisiana REALTORS® • October 8, 2026
After months of gathering recipes from across our Louisiana REALTORS® family, the cookbook is ready! This 200+ page collection is filled with Louisiana flavor, REALTOR® heart and recipes contributed by our members. We launched sales of the cookbook at the Fall Governance Meetings. You can now purchase your copy for $30 directly from the printer and shipped to you! Additionally, we will have copies available at the RRF booth at NXT . After NXT, we will carry a limited stock at the LR office for you to purchase through the LR Merch Shop and pick-up from the office or at an LR event, as stock is available. Even better, $15 from every cookbook sold will be donated to the REALTORS® Relief Foundation (RRF) to help provide housing-related assistance to REALTORS® and their families following disasters. Pick up a copy for yourself, grab one as a gift and enjoy a taste of Louisiana while supporting a great cause!
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