Consumer Guide Update: Can’t Pay Your Mortgage? You Have Options

Louisiana REALTORS® • December 12, 2025

NAR is pleased to share the latest consumer guide offering guidance for homeowners facing financial hardships. The guide shares immediate steps to take if you’ve missed a mortgage payment, including contacting your mortgage servicer to learn about various mortgage relief options, and encourages owners to consult with an agent who’s a REALTOR®. 

 

As a reminder, all guides in this series are available for download—in both English and Spanish—on facts.realtor. Please allow up to two weeks for the Spanish version of the latest resource to be translated and uploaded.

 

For ease of reference, below is a list of the most recent guides:

 

 

Thank you for your continued engagement with the “Consumer Guide” series and for sharing the resources with prospective clients to ensure they have the information they need to find success in their home buying or selling journey. Remember that these guides are for informational purposes only and are not meant to enact or change any existing NAR policy.

 

Be on the lookout for the next consumer guide, which will offer energy efficiency tips.

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