How to Prepare for Your Home Inspection

Louisiana REALTORS® • December 9, 2024

The home inspection process is an integral part of selling your home. And just like studying in school helped when it was test-taking time, there are things you can do to prepare your home for its inspection as well. The inspection report plays a huge role in not only the selling price of your home but also whether the sale will go through at all. One way to make sure that the inspection and its results go as smoothly as possible is to perform a pre-inspection.


Why Opt for a Pre-Inspection?

A pre-inspection offers a lot of advantages. First, it will prevent you from being surprised by any major issues that a buyer’s inspector may discover. With this information, you can decide how you want to proceed in terms of making repairs or accounting for them at your asking price. Possessing a pre-inspection report also shows the prospective buyer that your home is well-cared for, which can provide peace of mind as they move forward in the purchasing process.


What Do Home Inspectors Look For?

Home inspectors look at a variety of different areas throughout the home. They will assess their current condition and any other issues that can impact the operation and safety of the home. Any appliances, like the stove, oven, refrigerator, hot water heater, etc. that remain in the house will be evaluated to ensure that they are in good working order. The structural integrity of the house will also be checked. This includes the roof, foundation, windows, doors, attic and crawl spaces, and more. The home’s major systems will also be looked over. Electrical, plumbing, HVAC, and more will be a major component of an inspector’s report.


How Can You Prepare Your Home for an Inspector?

You can make the inspection process a smooth one by doing a few things in advance. Now that you know what the areas of focus will be, they can be cleaned and decluttered. Organize anything stored in the attic, change the appropriate filters, and make sure the exterior of your home is easily accessible. You can also do a quick check of your home’s essential functions. Test all light switches, check all doorknobs and locks, and ensure all toilets and faucets are working correctly. This is also the time to make any necessary repairs that you are aware of. This can be as simple as replacing old light bulbs and unclogging drains.


These are only a few of the things that can improve the results and experience of your home inspection. However, entrusting the selling process of your home to a knowledgeable, professional REALTOR® should be your first step.

CONSUMER RESOURCES
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From the Louisiana Department of Insurance: During a press conference today with Governor Jeff Landry, Insurance Commissioner Tim Temple announced that registration for the next round of the Louisiana Fortify Homes Program (LFHP) will open at 8 a.m. on Monday, June 1, and will include 3,000 grants. The registration period for this lottery will be open for three weeks, closing at 5 p.m. on Friday, June 19.  During the press conference, Gov. Landry signed HB 1187 by Rep. Paul Sawyer, which will allow Louisiana Citizens Property Insurance Corporation to transfer $50 million in additional Katrina bond assessment funds to the LFHP. Combined with the $30 million in funding the program will receive through taxes and fees on insurance entities, the LFHP will receive a total of $80 million this year. “By lowering overall losses, we can reduce insurance and reinsurance costs, draw more insurers into the market, motivate existing companies to write additional policies and lower insurance premiums,” said Commissioner Temple. “That is exactly what the Louisiana Fortify Homes Program is designed to do.” The list of coastal parishes that are eligible to participate is expanding to include Acadia, Jefferson Davis and Lafayette parishes. Additionally, homeowners who live in the portions of Ascension, Calcasieu, Iberia, Livingston, St. Martin, St. Tammany, Tangipahoa and Vermilion parishes that were previously not included in the program will now be eligible to participate. A map showing the full list of eligible parishes is available on FortifyHomes.La.Gov . “Louisiana is the fastest growing state in the country for Fortified roofs, and that growth is not by accident—it is the result of strong support from Governor Landry and legislators like Chairman Talbot, Chairman Firment and Representative Sawyer, targeted program design, and a clear recognition that strengthening homes is one of the most effective ways to reduce insurance losses,” said Commissioner Temple. “At the end of the day, this program is about more than just roofs. It is about protecting families, it is about strengthening communities, and it is about putting Louisiana in a stronger position—both physically and economically—to face the challenges ahead.” To participate in the lottery, homeowners must register during the June registration period. Homeowners who registered for a previous round but were not selected must register again to participate. People who register on the last day of the registration period have the same chance of being selected as those who register on the first day, so there is no need to rush to register as soon as the period opens. When registering, homeowners will need to upload their homestead exemption, insurance policy declarations page that includes wind coverage, and flood insurance declarations page if the residence is in a flood zone. Homeowners who need assistance obtaining a copy of their homestead exemption should contact their parish tax assessor. Homeowners can contact their homeowners and flood insurance companies or agents for a copy of their policy declarations page. Homeowners are required to create a profile in the LFHP system before registering for the lottery and may do so by visiting the LFHP website and clicking the Login button. Homeowners who previously created a profile may use the same one for this and future rounds. Once the lottery registration period closes, the LFHP will randomly select 3,000 participants and send email notifications to registrants about whether they were selected to participate. These selection notices will be sent via email beginning on Monday, June 22. There are several program requirements that homeowners should be aware of before registering. Those interested in the program are encouraged to review eligibility information and frequently asked questions at FortifyHomes.La.Gov to determine whether their home meets the requirements for the program. If selected to participate in the grant program, homeowners will be financially responsible for having the home evaluated by a FORTIFIED-certified Evaluator as well as costs for the roof upgrade including permits, inspections and construction costs beyond the amount of the grant The LFHP provides grants of up to $10,000 for homeowners to upgrade their roofs to standards set by the Insurance Institute for Business & Home Safety. The program helps Louisiana homeowners strengthen their roofs to better withstand hurricane-force winds.
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