A Home Closing Checklist for Homebuyers

Louisiana REALTORS® • November 26, 2024

On the long and exciting journey to home ownership, there are a lot of things to do. From finding that perfect house in the ideal location for schools, commuting, and other conveniences to envisioning how you’ll decorate, renovate, and enjoy your new place, it can seem like quite a long time. Still, there is a finish line: the closing. 


Getting to the closing table is the final step before your home officially becomes your home. However, before sitting down to sign, initial, and collect your keys, there are a few things you’ll want to do to ensure a smooth, easy home closing.


Take a Final Walk Through

In many instances, you’ll be able to take a final walk-through. This allows you to make sure that the house is in the agreed-upon condition that is stated in the sales agreement. You’ll also be able to confirm that any repairs or other contingencies have been made and met.


Ensure All Contingencies Have Been Addressed

Speaking of contingencies, make sure that these common ones have all been made to your satisfaction. 


Home Inspection Contingency

Every buyer should have a professional home inspection done before they agree to purchase. Any findings should be addressed as part of the purchase agreement. A home inspection typically costs a few hundred dollars but could end up saving you thousands in future repairs. 


Appraisal Contingency

This contingency is done by a third party hired by your lender. The purpose of this appraisal contingency is to determine and evaluate the fair market value of the home you are considering. If the appraisal comes back with a value lower than the sale price, you would be able to get out of the deal without forfeiting any money.


Financing Contingency

This contingency allows you to have the right to back out of a purchase if your mortgage arrangement falls through. From the time you agree to purchase, you’ll have a specified amount of time to arrange funding. This is why it is an excellent idea to get pre-approved before you begin the house-buying process.


Prepare the Following Documents

The following items will be needed at your closing:

  • Proof of homeowner’s insurance
  • A copy of your purchase agreement
  • Your home inspection reports
  • Any paperwork that your lender requires
  • A government-issued photo ID


The most important step in finding the perfect home is finding a great REALTOR®.

HOMEBUYING INFORMATION
real estate technology tools for agents
By Louisiana REALTORS® August 7, 2026
Discover technology Louisiana real estate agents can use to keep buyers and sellers informed, educated, and confident throughout every transaction.
By Louisiana REALTORS® August 5, 2026
 Candidate qualifying for Louisiana’s November 3 election began Wednesday, August 5, and concludes Friday, August 7. The three-day qualifying period will establish the candidates for all six U.S. House districts, as well as judicial, parish and municipal races across the state. This election cycle includes several changes to Louisiana’s congressional races and election calendar. The state’s U.S. House primaries, originally scheduled for May 16, were canceled following the U.S. Supreme Court’s decision in Louisiana v. Callais. The Louisiana Legislature subsequently adopted a new congressional map that reduced the number of Black-majority congressional districts from two to one. Under the revised election calendar, the November 3 U.S. House contests will use an open primary system. All qualified candidates will appear on the November ballot, regardless of party affiliation. A candidate receiving more than 50% of the vote will be elected. If no candidate receives a majority, the two candidates receiving the most votes will advance to a December 12 runoff. U.S. Senate The November general election will feature Republican nominee U.S. Rep. Julia Letlow and Democratic nominee Jamie Davis. Letlow's Senate campaign has also created an open seat in Louisiana's 5th Congressional District. 5th Congressional District Several candidates have announced campaigns for the 5th Congressional District seat: State Sen. Stewart Cathey State Rep. Michael Echols Louisiana Board of Regents Chair Misti Cordell State Rep. Gabe Firment Cathey, Echols and Firment currently serve in the Louisiana Legislature. Additional candidates may qualify before the deadline on Friday. The 5th District covers portions of northeastern and central Louisiana and extends into the Florida Parishes. 6th Congressional District Congressman Cleo Fields has announced that he will not seek reelection in the newly redrawn 6th Congressional District. Instead, Fields is running in a special election for his former state Senate seat, which became vacant following the death of Sen. Larry Selders of Baton Rouge. The newly drawn 6th Congressional District extends around the Baton Rouge area and includes portions of rural communities surrounding the capital region. State Sen. Rick Edmonds has announced his candidacy. State Sen. Blake Miguez has also been discussed as a potential candidate, although the candidate field will not be finalized until qualifying closes Friday. Federal law requires congressional candidates to reside in the state they seek to represent but does not require them to reside within the specific congressional district. 2nd Congressional District Congressman Troy Carter currently represents the 2nd Congressional District, which extends from the Baton Rouge area toward New Orleans. Under the newly adopted congressional map, the 2nd District remains Louisiana's sole Black-majority congressional district. East Baton Rouge Parish Judiciary All 15 judgeships on the 19th Judicial District Court are scheduled for election following the Legislature's creation of two new judicial election subdistricts. Each subdistrict will elect seven judges, with an additional judgeship elected parishwide. Litigation challenging the new judicial map remains pending. Judicial races are among the contests being monitored by Louisiana REALTORS® and local Political Action Teams. Judicial decisions can have implications for property rights, business activity, litigation and the overall legal environment in Louisiana. Local Elections Voters across Louisiana will also consider candidates for mayors, city and parish councils, school boards, police chiefs and other local offices. While these races typically receive less statewide attention than congressional and statewide contests, local elected officials make decisions affecting land use, zoning, permitting, infrastructure, taxation and housing policy. These issues can directly affect real estate activity and development within local communities. Candidate Lists and Election Information The candidate field will not be final until qualifying closes Friday, August 7. The official list of qualified candidates is available through the Louisiana Secretary of State's Candidate Inquiry portal. The complete election schedule, including key dates for voting, registration and absentee ballots, is available through the Secretary of State's election calendar. For Louisiana REALTORS®, the qualifying period provides an early look at the candidates who will appear on the November ballot and the races that may affect real estate, property rights, development and local communities across the state.
By Louisiana REALTORS® August 5, 2026
The Louisiana REALTORS® Board of Directors will elect six (6) LR At-Large Directors at its October 1st meeting. Qualifications and an application for the position can be found below.
Show More