Online Safety Tips for REALTORS®
Louisiana Realtors • October 23, 2018
Technology is changing the way we do just about everything in our lives, especially from a business perspective. The convenience of the connectivity that the internet provides makes our professional performance more efficient, agile, and thorough; but it’s not without its risks. With more and more prospecting, organization, and transactional operations moving in a digital direction, it is very important to be aware of online dangers, and how to avoid them. Here are a few tips to keep you and your clients safe.
Protect Your Wireless Router
One of the simplest and most common points of entry to your data is your office’s wireless router. Be sure to change the router’s password from the factory’s default one. This will help to prevent someone from gaining access to your network, installing malicious software, tracking your key strokes, and stealing sensitive information.
Be Aware of Phishing Attempts
Not all digital attacks occur from behind the scenes of a firewall. Many times information can be accessed, or access can be granted without a single line of code. Phishing is the practice of sending what appears to be a legitimate email from a reputable company (like a bank), asking for information like passwords, account numbers, etc. When you respond to these requests or click on any attached links, you are providing all of the information and access needed to compromise your data and/or your network. If you suspect that an email may not be a legitimate inquiry, contact the company’s main support line before you respond.
Mobile Devices Are Also Susceptible
More work is being done on mobile devices than ever before. The capabilities of phones and tablets have made it easier to work while on the go. However, the information that is shared, sent, and stored on these devices can also be compromised without the proper precautions. Be sure to encrypt all of your inbound and outbound data. This prevents anyone but the intended recipient from being able to use the information. This can be easily be done on iPhone and Android devices. It’s also a good idea to avoid using unsecured wireless networks while you are out and about.
From the Louisiana Department of Insurance: Insurance Commissioner Tim Temple announced today that the Louisiana Department of Insurance (LDI) continues its work to develop a regulation creating benchmark discounts for Fortified roofs in Louisiana. The LDI is working with the National Association of Insurance Commissioners (NAIC) to develop the benchmark discounts using Louisiana-specific data, hurricane modeling and actuarial considerations. “With over 11,000 Fortified roofs in Louisiana and two years-worth of insurer experience with rating for those roofs in our state, now is an appropriate time for the LDI to establish benchmark discounts for homeowners insurance companies operating in our market,” said Commissioner Temple. “These benchmarks are being thoughtfully developed to help consumers receive the discounts they deserve for fortifying their homes while making sure insurers know the benchmarks reflect how much Fortified roofs actually mitigate their exposure to risk across Louisiana.” Like in Alabama’s Fortified benchmark discount structure, the LDI regulation would require Louisiana insurance companies to either meet the minimum benchmark discount established by the LDI or provide actuarial justification for why the company’s discount does not meet the benchmark. Louisiana is the fastest growing state for Fortified roofs in America. To date, over 11,000 Fortified roofs have been installed in Louisiana, including over 4,100 through the Louisiana Fortify Homes Program.
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