LDI Referral Leads to Six Arrests in Years-Long Insurance Fraud Scheme

Louisiana REALTORS® • May 11, 2026

From the Louisiana Department of Insurance: 


Six Ouachita Parish residents have been arrested following an investigation into a long-running insurance fraud scheme involving fire and water damage claims. Using an innovative fraud-detection platform called Anti-Fraud One, the Louisiana Department of Insurance (LDI) assisted the investigation by identifying a network of suspicious insurance claims and providing the information to the State Fire Marshal’s Office.


“At the LDI, we are embracing innovative technologies like Anti-Fraud One and AI to identify and combat collusive insurance fraud,” said Insurance Commissioner Tim Temple. “Louisiana is an early adopter of these sophisticated tools, which are revolutionizing the way insurance fraud is detected, investigated and prosecuted.” 


Louisiana is one of only three states using Anti-Fraud One. We use the system, which contains a database of nearly two billion claim records, to monitor for potential insurance fraud. Investigators can use this technology to create watch lists, track emerging fraud schemes and develop claim connections to hinder collusive fraud.


“Fraud cases like these systematically increase insurance costs for every hardworking Louisiana family,” said Commissioner Temple. “Through the diligent work of our anti-fraud team and law enforcement partners, this deceptive scam will no longer exploit the system. We will continue to work tirelessly to root out fraud and protect the integrity of our insurance market.”


The suspects face charges of insurance fraud, identity theft and money laundering spanning nearly a decade. With assistance from State Police and Department of Probation and Parole, the following West Monroe residents were arrested on May 8:

  • Lashaundalyn Whitlock, 40, is charged with eight counts of Insurance Fraud, five counts of Computer Fraud, three counts of Identity Theft, five counts of Forgery and five counts of Felony Theft.
  • Laquadra Whitlock Brown, 25, is charged with seven counts of Insurance Fraud, five counts of Computer Fraud, three counts of Identity Theft, one count of Money Laundering, one count of Forgery and eight counts of Felony Theft.
  • Jaylen Whitlock, 22, is charged with one count of Insurance Fraud and one count of Felony Theft.
  • Romenique Whitlock, 37, is charged with one count of Insurance Fraud and one count of Felony Theft.
  • Terrence Mays, 27, is charged with one count of Insurance Fraud and one count of Felony Theft.
  • Latricia Whitlock, 19, is charged with one count of Insurance Fraud.


The investigation remains active, and additional arrests or charges are possible. The LDI encourages Louisiana residents to report suspected insurance fraud by calling 1-800-259-5300 or contacting us online. 

Constitutional Amendment Positions for November 3 Election

By Louisiana REALTORS® • October 9, 2026
Homeownership Is on Louisiana's November Ballot

Cookbook for the REALTORS® Relief Foundation On Sale Now!

By Louisiana REALTORS® • October 8, 2026
After months of gathering recipes from across our Louisiana REALTORS® family, the cookbook is ready! This 200+ page collection is filled with Louisiana flavor, REALTOR® heart and recipes contributed by our members. We launched sales of the cookbook at the Fall Governance Meetings. You can now purchase your copy for $30 directly from the printer and shipped to you! Additionally, we will have copies available at the RRF booth at NXT . After NXT, we will carry a limited stock at the LR office for you to purchase through the LR Merch Shop and pick-up from the office or at an LR event, as stock is available. Even better, $15 from every cookbook sold will be donated to the REALTORS® Relief Foundation (RRF) to help provide housing-related assistance to REALTORS® and their families following disasters. Pick up a copy for yourself, grab one as a gift and enjoy a taste of Louisiana while supporting a great cause!

Residential Appraisal Update: UAD 3.6 and the Temporary Policy Exception

By Louisiana REALTORS® • October 7, 2026
A major change to residential appraisal reporting is approaching, but a recently announced temporary policy exception is creating some confusion about what happens on November 2. Here is what REALTORS® need to know. Beginning November 2, 2026, Fannie Mae and Freddie Mac will require the new Uniform Appraisal Dataset (UAD) 3.6 for new appraisal reports initially submitted to the Uniform Collateral Data Portal (UCDP), unless the lender has received a temporary policy exception. The November 2 implementation date has not been postponed. What is the UAD 3.6 Appraisal Report? UAD 3.6 replaces the familiar legacy appraisal forms (used for the last 25 years) with a new, more data-driven appraisal report that collects much more detailed property information. For REALTORS® and consumers, the transition could mean a more detailed property inspection, additional questions about the property and transaction, and potentially longer appraisal and review times as appraisers, lenders, appraisal management companies, and other industry participants adjust to the new system. What changed? Fannie Mae and Freddie Mac recently announced a temporary policy exception for eligible lenders that need additional time to complete their transition to UAD 3.6. Lenders receiving the exception may continue submitting appraisals using the current legacy UAD 2.6 format through May 19, 2027 . Beginning May 20, 2027 , new appraisal submissions to Fannie Mae and Freddie Mac must use UAD 3.6. What does this mean for REALTORS®? For several months, REALTORS® may encounter both the current appraisal format and the new UAD 3.6 appraisal report. The appraisal format is determined by the lender's assignment requirements. REALTORS® and consumers do not need to determine which format should be used. It is also important to understand that an appraiser completing a legacy-format appraisal during this period should not automatically be assumed to be unprepared for UAD 3.6. An appraiser who is fully UAD 3.6 ready may still be instructed by a lender to complete an assignment using the legacy format. How can REALTORS® help? Good communication and accurate property information will become even more important. REALTORS® can help the appraisal process by providing accurate and specific information concerning: Recent renovations and improvements Property features and amenities Sales concessions and financing terms Known property conditions or unique characteristics Relevant information about the transaction Buyers should also be encouraged to discuss appraisal requirements and anticipated timelines with their lender early in the transaction. What about FHA, VA and USDA? The November 2 requirement discussed above applies to Fannie Mae and Freddie Mac conventional lending. FHA, VA and USDA have their own appraisal policies and implementation schedules. Their transition to UAD 3.6 should not be assumed to follow the same November 2 timeline unless announced by the respective agency. The Bottom Line November 2 remains an important date for UAD 3.6. The temporary exception does not cancel or postpone the transition. Instead, it allows eligible lenders additional time to complete their transition. As a result, REALTORS® should expect a period when both legacy and UAD 3.6 appraisal reports are being used. Louisiana REALTORS® will continue monitoring the transition and providing members with updates as additional guidance becomes available. Louisiana REALTORS® is also planning a follow-up webinar to discuss the latest UAD 3.6 developments, what REALTORS® are seeing in transactions, and what these changes mean for agents and their clients.
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