Flood Risk & Recovery Series

Louisiana REALTORS • February 2, 2021

We are pleased to offer this monthly virtual series in collaboration with the FEMA outreach and DOTD education teams to provide REALTORS® with helpful information regarding flood insurance, disaster preparation and recovery. We will update this page regularly with new registration links, session recordings and more as they become available, so please check back often. Please note: There is no CE credit for attending these sessions.


With federal participation, this training is required to be accessible to people with disabilities. Relay Conference Captioning (RCC) will be provided and streamed to the user's internet-connected computer. If you need to request an additional accommodation, like a sign language interpreter, please make your request to rebecca.dake@fema.dhs.gov a week before the session you wish to attend. Last minute requests will be accepted but may not be possible to fill.

 2021 Schedule:

March 3rd at 10 AM

  • Elevation Certificate Basics: What You Should Tell Buyers & Sellers

    Speakers:

    • Gilbert Giron & Rebecca Dake - FEMA National Flood Insurance Program (NFIP)
    • Pam Lightfoot - Louisiana Department of Transportation and Development's Floodplain Office

    An elevation certificate is a form that documents key elevation and flood risk information about structures like the height of the lowest floor and machinery. Many NFIP participating communities use the elevation certificate to make sure structures are built and rebuilt to local flood safety standards. It is required for communities in the NFIP Community Rating System, and flood insurance agents use elevation certificates to get accurate quotes for flood insurance. 

Watch Recording Session Materials

April 7th at 10 AM

  • Flood and Flood Insurance Implications in the Seller's Disclosure

    Speakers:

    • Gilbert Giron & Rebecca Dake - FEMA National Flood Insurance Program (NFIP)
    • Pam Lightfoot - Louisiana Department of Transportation and Development's Floodplain Office

    Our speakers will take a close look at questions on the seller's disclosure that have flood risk, flood insurance and floodplain development implications. Learn how to advise your clients to find additional flood history information, including how your clients can request their structure's NFIP flood loss history.

Watch Recording Session Materials

 May 5th at 10 AM

  • Effects of Map Changes on Flood Insurance - What REALTORS Need to Know

    Speakers: 

    • Bruce Bender – FEMA National Flood Insurance Program (NFIP)
    • Diane Howe – Risk MAP Lead for FEMA, Region 6

    Flood risks are changing in Louisiana and FEMA is working with its Cooperating Technical Partner, the Louisiana Department of Transportation, to update the flood maps across the state. These include recently issued preliminary flood maps (e.g., Terrebonne, Lafourche, LaSalle Parishes) and effective flood maps (e.g., Plaquemines, Jackson, Winn Parishes). This session will help stakeholders better understand the changes being made and how those changes affect flood insurance requirements and insurance options. During this 1-hour course, REALTORS will:


    • Hear about the mapping projects and better understand where the changes are occurring;

    • Learn about the potential impacts on flood insurance requirements;

    • Hear more about the National Flood Insurance Program’s available insurance rating options;

    • Review recent related changes to the National Flood Insurance Program; and

    • Walk away with online tools and resources to assist you.


    While CECs are not available for this webinar, by attending you will become better prepared when your clients call, as they will view you as an important resource to help explain their changing flood risks.

Watch Recording Session Materials

June 2nd at 10 AM

  • How to Prepare for Hurricane Season

    Speakers:

    • Gilbert Giron, CFM, Regional Flood Insurance Liaison | Federal Insurance Management Agency/FEMA
    • Tammara Crawford, Preparedness Officer | LA GOHSEP
    • Ron Henderson, Deputy Commissioner, Division of Consumer Advocacy, Diversity & SHIIP | Louisiana Department of Insurance
    • Ed Sutherland, Compliance Manager, State of Louisiana | Louisiana Office of Community Development/Louisiana Watershed Initiative
    • Danielle Wagner, CPIA, CISR, Board Member | Professional Insurance Agents of Louisiana
    • Sidra Goldwater, Disaster Recovery & Rebuilding Advisor, Chief Administrative Office | Fannie Mae

    You are not fully prepared for hurricane season unless you know you will be able to recover after a hurricane. Flood insurance is needed on top of your homeowner's insurance to cover flood damage. Separate wind or hurricane insurance is also often needed as well to cover your home from wind and water damage that comes in from the top.

Watch Recording Session Materials

July 7th at 10 AM

  • Don't Be Caught Off Guard: Know the Difference Between Flood Insurance & Disaster Assistance

    Speakers:

    • Gilbert Giron & Rebecca Dake - FEMA National Flood Insurance Program (NFIP)
    • Pam Lightfoot - Louisiana Department of Transportation and Development's Floodplain Office
    • Angele Rogers - FEMA Individual Assistance (IA)

    Don't rely on federal disaster assistance. It is only available after certain presidentially declared disasters and most flooding events are localized and do not rise to federal disaster level. Even if it is available, disaster assistance is designed to make your home safe and sanitary, while flood insurance can get you closer to your pre-disaster condition.

Watch Recording Session Materials

August 4th at 10 AM

  • Flood Map Changes: What They Mean & What You Should Recommend

    Speakers:

    • Gilbert Giron & Rebecca Dake - FEMA National Flood Insurance Program (NFIP)
    • Pam Lightfoot - Louisiana Department of Transportation and Development's Floodplain Office

    Flood maps are a snapshot in time, and over time, flood maps can change. Updated flood maps provide a more accurate picture of a property's flood risk. Learn some of the reasons why maps change, where you can find out more information about map changes, what implications they have on flood insurance requirements and rates and floodplain development regulations. 

Watch Recording Session Materials

September 1st at 10 AM - CANCELLED

  • How Real Estate Professionals Can Get Involved in Local Flood Mitigation Efforts

    Speakers:

    • Rebecca Dake, Doray Hill, and Shontae Davis- FEMA National Flood Insurance Program (NFIP)
    • Sean Wyatt and Marion Pearson - GOHSEP
    • Pam Lightfoot - Louisiana Department of Transportation and Development's Floodplain Office

    Hear about ways you can get involved in flood mitigation efforts in your community. If your community participates in the Community Rating System, they may be looking for volunteers to serve on their public information committee. Planning, outreach, and education activities will be stronger with your unique real estate professional's perspective. Learn about FEMA's mitigation grants and what part you may be able to play in your community.

November 3rd at 10 AM

  • How to Ensure Your Premium Is Properly Rated

    Speakers:

    • Gilbert Giron & Rebecca Dake - FEMA National Flood Insurance Program (NFIP)
    • Pam Lightfoot - Louisiana Department of Transportation and Development's Floodplain Office

    Structure owners often have key information that can help ensure their flood insurance premium is properly rated. Learn about mitigation actions and follow-up steps that need to be taken that can potentially provide cost-savings on flood insurance premiums.

Watch Recording Session Materials

In addition to this series, FEMA is also hosting a series of workshops throughout the year to help anyone (homeowners, business owners, etc.) who is looking to build back safer and stronger after the disasters of 2020 with the ultimate goal of reducing the future loss of life and property. Click here to learn more about these sessions and to register today.

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Week seven of the 2026 Regular Session was one of the most active weeks yet for legislation affecting the real estate industry. Louisiana REALTORS® remained heavily engaged as lawmakers advanced bills dealing with property disclosures, appraiser liability, rent regulation, insurance, blight, redevelopment and other issues that directly affect real estate professionals, property owners and consumers across the state. One of the most important bills this week was HB 1166 by Rep. Kim Carver , which would require disclosures for vacant residential property. The bill was reported from House Commerce with amendments on a 14-0 vote and then amended on the House floor, ordered engrossed, and passed to third reading. Louisiana REALTORS® testified on the bill in committee and worked closely with the author to better posture the legislation. Amendments advanced by our team were accepted by the author, helping improve the bill while preserving a practical disclosure framework that increases transparency without creating unnecessary confusion in the transaction process. Another closely watched issue this week was consumer-fee disclosure legislation. HB 617 by Rep. Mandie Landry moved this week, advancing from House Commerce and then the House floor, while HB 580 , another hidden-fee disclosure bill touching real estate transactions, remains pending. Louisiana REALTORS® is opposed to these measures in their current form to the extent they apply to real estate professionals because they are not well-tailored to the realities of real estate transactions, where many costs are negotiated, variable or controlled by third parties. Louisiana REALTORS® testified in opposition to the bills we oppose and is actively working with the author to better posture the legislation and remove real estate professionals from its scope altogether. On HB 472 by Rep. Alonzo Knox , the rent stabilization bill, the author is expected to try to bring the measure back before the committee next week with amendments. Even so, Louisiana REALTORS® remain opposed to the bill on principle. Price gouging is already illegal under existing law, and government-imposed rent regulation is not the right answer to housing affordability challenges. Louisiana REALTORS® testified in opposition to the bill and continues to oppose the measure because policies like this risk discouraging investment, reducing housing supply, and creating further market distortions rather than solving the underlying problem. HB 468 by Rep. Troy Hebert , which regulates the wholesale of residential real property, remains pending in the Senate Commerce Committee and continues to be an important bill for the industry. Likewise, HB 1027 by Rep. Troy Hebert , dealing with appraiser liability, had a strong week, passing the House 90-0 and moving to the Senate. Both measures are significant because they promote greater clarity, consumer protection and confidence in the real estate marketplace. Blight and redevelopment issues also remained active. HB 284 by Rep. John Wyble , which would allow certain local governments to expropriate blighted property through a declaration-of-taking process, remains subject to call and continues to raise serious concerns about private property rights. By contrast, HB 214 and HB 217 by Rep. Chance Henry , which create tax incentives for the rehabilitation of blighted property, represent a more constructive redevelopment approach by encouraging reinvestment rather than expanding government taking authority. Insurance legislation also remained a major focus this week, with multiple bills heard that could affect homeownership costs, market stability and post-storm recovery. Measures dealing with Louisiana Citizens assessments, pre-suit insurance claim review, the Fortified Homes Program and insurance market transparency all carry real implications for affordability and transaction viability. In Louisiana, insurance remains one of the most important issues affecting the real estate market, and Louisiana REALTORS® continues to closely track that legislation. Taken together, week seven showed that Louisiana REALTORS® remains actively engaged where it matters most: supporting practical transaction standards, protecting private property rights, testifying for and against legislation when necessary, pushing back on unworkable regulation and rent-control-style policies, and advancing policies that strengthen housing opportunity and market stability across Louisiana. Please view the weekly bill tracking report provided by our lobbying team over at Harris, DeVille and Associates.
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