Flood Risk & Recovery Series

Speakers:

• Gilbert Giron & Rebecca Dake - FEMA National Flood Insurance Program (NFIP)
• Pam Lightfoot - Louisiana Department of Transportation and Development's Floodplain Office

An elevation certificate is a form that documents key elevation and flood risk information about structures like the height of the lowest floor and machinery. Many NFIP participating communities use the elevation certificate to make sure structures are built and rebuilt to local flood safety standards. It is required for communities in the NFIP Community Rating System, and flood insurance agents use elevation certificates to get accurate quotes for flood insurance. 

Speakers:

• Gilbert Giron & Rebecca Dake - FEMA National Flood Insurance Program (NFIP)
• Pam Lightfoot - Louisiana Department of Transportation and Development's Floodplain Office

Our speakers will take a close look at questions on the seller's disclosure that have flood risk, flood insurance and floodplain development implications. Learn how to advise your clients to find additional flood history information, including how your clients can request their structure's NFIP flood loss history.

Speakers: 

• Bruce Bender – FEMA National Flood Insurance Program (NFIP)
• Diane Howe – Risk MAP Lead for FEMA, Region 6

Flood risks are changing in Louisiana and FEMA is working with its Cooperating Technical Partner, the Louisiana Department of Transportation, to update the flood maps across the state. These include recently issued preliminary flood maps (e.g., Terrebonne, Lafourche, LaSalle Parishes) and effective flood maps (e.g., Plaquemines, Jackson, Winn Parishes). This session will help stakeholders better understand the changes being made and how those changes affect flood insurance requirements and insurance options. During this 1-hour course, REALTORS will:

• Hear about the mapping projects and better understand where the changes are occurring;

• Learn about the potential impacts on flood insurance requirements;

• Hear more about the National Flood Insurance Program’s available insurance rating options;

• Review recent related changes to the National Flood Insurance Program; and

• Walk away with online tools and resources to assist you.

While CECs are not available for this webinar, by attending you will become better prepared when your clients call, as they will view you as an important resource to help explain their changing flood risks.

Speakers:

• Gilbert Giron, CFM, Regional Flood Insurance Liaison | Federal Insurance Management Agency/FEMA
• Tammara Crawford, Preparedness Officer | LA GOHSEP
• Ron Henderson, Deputy Commissioner, Division of Consumer Advocacy, Diversity & SHIIP | Louisiana Department of Insurance
• Ed Sutherland, Compliance Manager, State of Louisiana | Louisiana Office of Community Development/Louisiana Watershed Initiative
• Danielle Wagner, CPIA, CISR, Board Member | Professional Insurance Agents of Louisiana
• Sidra Goldwater, Disaster Recovery & Rebuilding Advisor, Chief Administrative Office | Fannie Mae

You are not fully prepared for hurricane season unless you know you will be able to recover after a hurricane. Flood insurance is needed on top of your homeowner's insurance to cover flood damage. Separate wind or hurricane insurance is also often needed as well to cover your home from wind and water damage that comes in from the top.

Speakers:

• Gilbert Giron & Rebecca Dake - FEMA National Flood Insurance Program (NFIP)
• Pam Lightfoot - Louisiana Department of Transportation and Development's Floodplain Office
• Angele Rogers - FEMA Individual Assistance (IA)

Don't rely on federal disaster assistance. It is only available after certain presidentially declared disasters and most flooding events are localized and do not rise to federal disaster level. Even if it is available, disaster assistance is designed to make your home safe and sanitary, while flood insurance can get you closer to your pre-disaster condition.

Speakers:

• Gilbert Giron & Rebecca Dake - FEMA National Flood Insurance Program (NFIP)
• Pam Lightfoot - Louisiana Department of Transportation and Development's Floodplain Office

Flood maps are a snapshot in time, and over time, flood maps can change. Updated flood maps provide a more accurate picture of a property's flood risk. Learn some of the reasons why maps change, where you can find out more information about map changes, what implications they have on flood insurance requirements and rates and floodplain development regulations. 

Speakers:

• Rebecca Dake, Doray Hill, and Shontae Davis- FEMA National Flood Insurance Program (NFIP)
• Sean Wyatt and Marion Pearson - GOHSEP
• Pam Lightfoot - Louisiana Department of Transportation and Development's Floodplain Office

Hear about ways you can get involved in flood mitigation efforts in your community. If your community participates in the Community Rating System, they may be looking for volunteers to serve on their public information committee. Planning, outreach, and education activities will be stronger with your unique real estate professional's perspective. Learn about FEMA's mitigation grants and what part you may be able to play in your community.

Speakers:

• Gilbert Giron & Rebecca Dake - FEMA National Flood Insurance Program (NFIP)
• Pam Lightfoot - Louisiana Department of Transportation and Development's Floodplain Office

Structure owners often have key information that can help ensure their flood insurance premium is properly rated. Learn about mitigation actions and follow-up steps that need to be taken that can potentially provide cost-savings on flood insurance premiums.