HEALTH & INSURANCE

INS/MARK OF AMERICA, INC has been providing Louisiana REALTORS and their families with the best available products in Health, Life, Dental and Vision Insurance for many years. We are both honored and pleased to be allowed to show the designation of Member Services Partner of Louisiana REALTORS. We continue to add and offer the best insurance products to Louisiana REALTORS and their families.

(800)847-7503 / (281)293-8292

Health Insurance
Ins/Mark offers products from companies who are both highly rated and have a proven history of good service to their policyholders. We currently offer Major Medical Insurance from four (4) companies to all ages. In addition, we are designated as an "Authorized to Offer" agent for a plan exclusively available to individuals 50-64 years of age. We specialize in recommending the right plan based on the current situation of the REALTOR.

Supplemental Health Insurance
Due to the recent changes in both, the cost and structure of Health Insurance coverage, we are now offering Supplemental Health Insurance policies that are both very good and much needed.

Critical Illness Cash Plan
Pays up to $50,000 cash directly to you upon diagnosis of a covered critical illness including vascular conditions and cancer.

Cancer Cash Plan
Pays up to $50,000 cash directly to you upon diagnosis of a covered cancer. (It is estimated that 1 out of 2 men and 1 out of 3 women will be diagnosed with cancer in their lifetime. Source: Cancer Facts and Figures 2010, American Cancer Society)

Hospital Cash Plan
Pays up to $2,000 directly to you and you can choose between outpatient surgery, hospitalization, or ER care due to a covered illness or injury. (Includes maternity benefits with a ten (10) month waiting period.)

Long Term Care Insurance
Preserving your assets, your independence, and your dignity. Available to individuals, couples, domestic partners, and small groups. Out of pocket expenses currently average $6,000 per month and are expected to double in the next 15 years! Pays for home care, adult day care, assisted living, and nursing home care. YOU decide.

Medicare Supplement Insurance
A MUST for anyone about to turn of just turned 65. Pays all Medicare co-pays and deductibles. Even if you are older than 65, maybe we can help. Younger REALTORS need to tell their parent(s) about this immediately.

Life Insurance
This is income replacement for young(er) families whose primary income provider dies unexpectedly or for higher net income earners who want a plan in place to protect their families from the ever increasing burder of the estate tax.

Disability Insurance
Would you pay 2% of your income to protect 98% of your income until age 65? This allows you to maintain your lifestyle and financial obligation to your family in the event of an accident that results in a long term disability.

We look forward to helping you and your family in the months and years to come!

Long Term Healthcare - Physicians Mutual
Physicians Mutual Insurance Company offers an attractive franchise package of long-term care benefits available to Louisiana REALTOR members. MORE>>

Discounted Dental, Vision, Other Medical - Louisiana Dental Plan
Through Louisiana Dental Plan, Louisiana REALTORS is offering discounted dental, vision and other coverage to REALTOR members. In addition to dental benefits, participating Louisiana REALTOR members will also receive vision, hearing, massage therapy, cosmetic surgery, chiropractic service and prescription drug benefits. Louisiana Dental Plan is a reduced fee Dental Preferred Provider Network (DPPN). Unlike traditional dental insurance, the program has no waiting periods, no claim forms and no annual or lifetime maximums. Orthodontics and pre-existing conditions are included, and they require no pre-authorization for treatment. MORE>>

Long Term Healthcare - Monumental Life
Members, their extended family and employees receive an 8% premium discount, simplified application process and consultation with a long term care insurance specialist. MORE>>