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The actual risk of needing long-term care either at home or in a nursing home is greater than 50 % after age 65. Almost half of all Americans will spend some time in a nursing home and almost 75% will need some home care. Planning for long term care is a key step in making sure you are able to receive the care you need and do so in a manner that protects your retirement assets. In response to this growing concern, Louisiana REALTORS has endorsed a long-term care insurance product for REALTOR members offered by Monumental Life Company, a Transamerica Company. As one of the industry leaders in long term care insurance, Monumental Life has excellent financial strength and is rated (A+ Superior) by A.M. Best* for financial strength. Through this program, Louisiana REALTOR members, their extended family (parents, grandparents, aunts, uncles, siblings, and children 18 or older) and their employees receive an 8% premium discount and a simplified application process. To schedule a consultation with a long term care specialist or for more information, please call 1-800-557-5721.
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