4 Reasons Home Buyers and Sellers Need a REALTOR®

Louisiana REALTORS® • July 28, 2023

Every now and then we need an expert’s opinion, advice, and direction. Does your knee hurt after a basketball game? Go see a doctor. Car won’t start? Go see a mechanic. Looking to buy a house? Go see a REALTOR®. The first two scenarios play out that way more often than not, however all too often the third situation is handled in a different manner. Of course the inner workings of a knee or an engine can easily intimidate even the savviest person, but the inner workings of a real estate deal can be just as complex. The following four reasons explain why both home buyers and sellers need a REALTOR®.


The Power of Search

Google has put all of the information in the world at our fingertips. And while real estate listings are accessible online to anyone, REALTORS® have even more access. Not only can they easily acquire the most up-to-date listings, but they can also find properties that aren’t being advertised. REALTORS® are also going to be the experts in your search area, guiding you to find that perfect neighborhood.


REALTORS® Code of Ethics

What sets a REALTOR® apart from a real estate agent? The strict standards and code of ethics from the National Association of REALTORS®. These standards and codes mean that your REALTOR® will always act with your best interest in mind.


Skilled in Negotiation

There are a number of variables that go into the price and cost of both selling a home and purchasing one. Between bidding wars and competition, negotiations can be intense. Luckily a REALTOR® is a savvy negotiator with both the experience and knowledge to deliver the best option to you. Acting without this valuable resource could cost you thousands.


Industry Expertise

The real estate world is full of acronyms and jargon that can make your head spin. This unique language, coupled with the forms and documents required can make buying or selling an overwhelming task. Thankfully REALTORS® understand what needs to be done, how to communicate it, and most importantly can prepare the best deal for you while avoid costly delays and mistakes.


While these are only a few of the reasons any home buyer or seller should leverage the power and expertise of a REALTOR®, they can make this process a smooth and successful one.

BUYING AND SELLING RESOURCES

Temple Provides Update on Fortified Roof Benchmark Discounts

By Louisiana REALTORS® • February 5, 2026
From the Louisiana Department of Insurance: Insurance Commissioner Tim Temple announced today that the Louisiana Department of Insurance (LDI) continues its work to develop a regulation creating benchmark discounts for Fortified roofs in Louisiana. The LDI is working with the National Association of Insurance Commissioners (NAIC) to develop the benchmark discounts using Louisiana-specific data, hurricane modeling and actuarial considerations. “With over 11,000 Fortified roofs in Louisiana and two years-worth of insurer experience with rating for those roofs in our state, now is an appropriate time for the LDI to establish benchmark discounts for homeowners insurance companies operating in our market,” said Commissioner Temple. “These benchmarks are being thoughtfully developed to help consumers receive the discounts they deserve for fortifying their homes while making sure insurers know the benchmarks reflect how much Fortified roofs actually mitigate their exposure to risk across Louisiana.”  Like in Alabama’s Fortified benchmark discount structure, the LDI regulation would require Louisiana insurance companies to either meet the minimum benchmark discount established by the LDI or provide actuarial justification for why the company’s discount does not meet the benchmark. Louisiana is the fastest growing state for Fortified roofs in America. To date, over 11,000 Fortified roofs have been installed in Louisiana, including over 4,100 through the Louisiana Fortify Homes Program.

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